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Lenders view buy to let mortgages as far riskier investments than a traditional residential mortgage. As such, buy to let mortgages require larger deposits and carry higher interest rates.
Typically you will need a 25% deposit in order to qualify for a buy to let mortgage. However, the potential rental income from the property will also be considered in the loan application.
Property is a stable, high return investment for many medical professionals. That said, an investment property isn't the only reason you might take out a buy to let mortgage; you might want a home for children while they're at university, or to help your kids get on the property ladder.
Whatever your circumstances, we can help.
